Centsational Women Investing: Personal Finance, Wealth & ETF Investing for European Women
Francesca Torre (Centsational Women CEO and Founder). Inspired by voices like Oprah Winfrey, Martin Lewis, Ramit Sethi, Mel Robbins, Warren Buffett, Ray Dalio, Charlie Munger, Bill Ackman, Ray Dalio, Benjamin Graham, Peter Lynch, Brené Brown, Morgan House

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"I just need to find a way to make more money." That's the sentence she kept repeating to the people trying to help her. They wanted to give her a pill.
Over martinis, all four of us go there: the blurry, uncomfortable line between financial stress and something you'd actually get medicated for. One of us tells the story of the year she lived on £30 a week and watched herself disappear and what actually turned it around (spoiler: it wasn't therapy). We also get into the ten years it can take to realize the voice telling you you're "less than" is lying, what really shifts the moment a woman becomes the bigger earner, and why handing kids money they've actually earned changes everything about how they spend it.
In this episode:
Why so many "depressive episodes" are really unpaid invoices in disguise
The uncomfortable thing that happens in a relationship the moment she starts making more
What kids do with money once they've had to work for it (it's not what you'd guess)
Why you don't need anyone's permission to take your next financial step
You don't need your partner on board for this one. You need an hour, and the right information.
Ready to stop waiting for permission? Book a free call with our team or watch our free Investing Workshop — link below.
Support the show
🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop
🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.
About the show
Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.
This episode is part of Centsational Women, the investing and financial freedom podcast for European women who are done knowing and ready to start doing. We cover money mindset, financial confidence, self-sabotage, and the behavioral finance side of building real financial ind... - Send us Fan Mail
One brand controls almost half of an entire multi-billion dollar market. Numbers like that make anything feel bulletproof. They're not.
In this episode, you'll discover:
The real market share numbers behind the three biggest watch brands, and how much more concentrated that market actually is than you'd guess
Why "rare and desirable" and "good investment" are not the same test, even when it feels like they should be
The one question that separates a collector from an investor, and why almost nobody asks it before they buy
If you've ever called a luxury purchase "an investment" to make yourself feel better about buying it, this episode either gives you permission to keep believing that, or takes it away for good.
Support the show
🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop
🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.
About the show
Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.
This episode is part of Centsational Women, the investing and financial freedom podcast for European women who are done knowing and ready to start doing. We cover money mindset, financial confidence, self-sabotage, and the behavioral finance side of building real financial ind... 240. Investing Delay: The "I'll Start When Things Calm Down" Excuse Costing You Over €1,000,000 (Do THIS Instead)
10-09-2026 | 17 Min.Send us Fan Mail
"I'll start when things calm down." You've said it. Maybe you're saying it right now. This week on The Centsational Aperitivo, the team goes after that sentence and doesn't let it off easy.
In this episode:
We run the actual numbers on what "waiting a few years" really costs you by retirement
The gap between starting now and starting later will make you rethink every "not yet”
What actually counts as "not ready" versus what's just a comfortable excuse, and why every year you wait doesn't come back, no matter what the market does.
Ready to stop waiting for calm?
Support the show
🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop
🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.
About the show
Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.
This episode is part of Centsational Women, the investing and financial freedom podcast for European women who are done knowing and ready to start doing. We cover money mindset, financial confidence, self-sabotage, and the behavioral finance side of building real financial ind...239. Portfolio Withdrawal Mystery: Why Her Balance Looked Untouched Months After Pulling Out Thousand
07-09-2026 | 5 Min.Send us Fan Mail
A student of us called Francesca convinced her bank had made a mistake. She'd pulled a real amount of money out of her portfolio months earlier, and when she checked her balance, it looked exactly the same. Nobody made an error, and the truth behind it is more useful than any banking glitch could ever be.
You'll learn:
Why a real withdrawal can seem to disappear from your balance within months, and what has to be true for that to happen
The difference between having money invested and having an actual plan, and why most people only ever build the first one
What's really happening in your body the moment before you click confirm on a withdrawal, and why that feeling isn't a flaw
What it takes to build a portfolio that lets you use your money now without losing the future you're building
Listen now!
Support the show
🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop
🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.
About the show
Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.
This episode is part of Centsational Women, the investing and financial freedom podcast for European women who are done knowing and ready to start doing. We cover money mindset, financial confidence, self-sabotage, and the behavioral finance side of building real financial ind...238. Money & Sex: Your Bank Account Is Secretly Costing You In Bed & You Never Connected THIS
03-09-2026 | 15 Min.Send us Fan Mail
There's a tax almost nobody talks about. It doesn't show up on a bank statement. It shows up somewhere much more personal and most women paying it don't even know they're paying it.
This week on Money & Martinis, all four of us pour the drinks, close the doors, and go somewhere we don't normally go on this podcast: the quiet, unspoken link between how financially dependent a woman is and what actually happens between her and her partner behind closed doors.
In this episode, you'll hear us get into:
Why you cannot be in survival mode and desire mode at the same time, according to how the nervous system actually works
The quiet dynamic that plays out in a relationship when one partner controls the money, and how it shapes far more than the budget
A real story from inside our own team about a big decision made without full agreement, and what it revealed about trust
Why some of the healthiest relationships aren't 50/50 at all, and what actually makes a partnership feel equal
The difference between a woman who earns and a woman who's simply present, and why those aren't always the same thing
You don't have to say a word of this to your partner tonight. Nobody else has to know why you suddenly feel different.
Support the show
🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop
🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.
About the show
Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.
This episode is part of Centsational Women, the investing and financial freedom podcast for European women who are done knowing and ready to start doing. We cover money mindset, financial confidence, self-sabotage, and the behavioral finance side of building real financial ind...
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Welcome to Women Investing: Investing Made Simple for European Women the money podcast for women who live anywhere in the European Continent and want to invest but have no idea where to start. Whether you’re in the EU, the UK, Switzerland, or anywhere else in Europe you’re in the right place. We welcome everyone who calls Europe home, including expats and Americans living here! Investing is only for rich men in suits… right? LOL. Nope. Not here.Whether you: - Don’t know what a portfolio is - Feel intimidated by the word “investing” and by the whole process - Or secretly worry you’re “just not a money person”…You’re in the right place.I’m Francesca Torre and every Monday and Thursday, I break down personal finance, money mindset, and beginner investing in plain English with zero shame, spreadsheets, or stress.I didn’t grow up knowing any of this.Even during my early years as an investment banker, I was terrified to invest my own €1,000 despite managing millions for clients.But that’s when I started. Slowly, awkwardly, imperfectly.Now? I built a 7-figures portfolio and as the founder of Centsational Women (#1 Investing Academy for Women in Europe) I’ve helped hundreds of European women grow their money with confidence no finance degree (or spreadsheets) required.If you’ve ever thought: “I’m too behind…” “I’m bad with numbers…” “Investing isn’t for someone like me…”Press play — and get ready to prove yourself wrong.We’ll prove you wrong (and you’ll thank us later).🎧 Ready to take the first step?Join my free investing workshop, made for women in Europe who are ready to stop Googling and start growing.👉 👉 Click HERE to save your spot instantly Legal disclaimerContent on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor any recommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. Please refer to our Terms & Conditions on our website.
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Centsational Women Investing: Personal Finance, Wealth & ETF Investing for European Women
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