Money Guy Show

DIY investing can be a powerful way to build wealth—but even experienced investors can make costly portfolio mistakes. Brian and Bo break down 7 common investing mistakes, including overlapping index funds and ETFs, poor asset location between Roth IRAs, 401(k)s and brokerage accounts, taking the wrong amount of investment risk, forgotten retirement accounts, outdated beneficiaries and trying to time the stock market. You’ll learn how diversification, tax-efficient investing, portfolio rebalancing, dollar-cost averaging and smarter retirement planning can help you build a more intentional investment strategy—and how to recognize when your financial life may be getting too complex to manage alone.

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Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.
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Are you actually building wealth, or are your money habits quietly holding you back? Inspired by the traits in The Millionaire Next Door, Brian and Bo break down 7 habits of wealth builders and everyday millionaires—from living below your means and investing intentionally to avoiding lifestyle inflation, raising financially independent kids, and choosing a career that creates opportunity. Learn how disciplined saving, investing, budgeting, financial independence, and smart money decisions can shape your long-term net worth. If you’ve wondered how millionaires build wealth, what wealthy people do differently, or whether you’re on the path to financial freedom, these seven questions can help you evaluate your progress.

⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠

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Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Making $400,000 a year sounds like financial freedom—but a high income doesn’t automatically build wealth. In this Making a Millionaire episode, Brian and Bo help a millionaire couple confront lifestyle creep, a 15% savings rate, HELOC debt, emergency savings, early retirement planning, Backdoor Roth IRAs, 401(k)s, and the real cost of spending more as your income grows. Can they retire early while traveling, raising kids, and enjoying their money today? See how a financial plan, higher savings rate, debt payoff strategy, and disciplined investing could turn their incredible income into lasting financial independence.

Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠

Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.
Learn more about your ad choices. Visit megaphone.fm/adchoices

⁠⁠⁠⁠Start a free trial, and get 50% off your first year of Monarch Core Tier with code MONEYGUY at https://bit.ly/monarch-moneyguy

If you’re in your 30s or 40s, this could be one of the most important wealth-building periods of your life. Brian and Bo explain why ages 32–48 create a powerful “wealth window” where rising income, compound growth, retirement investing, and smart financial planning can work together. You’ll learn why reaching your first $100,000 invested matters, how much to save for retirement, why a 20–25% savings rate can be so powerful, and how lifestyle inflation, credit card debt, housing costs, and missed 401(k) opportunities can derail your progress. Whether you’re investing at 30, building wealth at 40, or wondering if you’re on track for retirement, this episode gives you a framework for making the most of these critical years.

Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠

Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Home prices are falling in parts of the U.S. housing market, but does that mean 2026 is finally a good time to buy a house? We break down falling home prices, mortgage rates, housing inventory, first-time homebuyer affordability, and why new construction can now cost less than existing homes. You’ll also learn what today’s changing real estate market means for buyers and sellers, how to know how much house you can afford, and why our 3/5/25 home-buying rule can help keep housing from squeezing the rest of your financial life.

⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠

Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.
Learn more about your ad choices. Visit megaphone.fm/adchoices