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Ep 21. Shaping the Future of Real-Time Payments: A Deep Dive into TCH RTP's 2026 Changes and Roadmap
14-01-2026 | 42 Min.In this episode of the Form3 Powering Payments Podcast, Miriam Sheril, Head of Product - US at Form3 and Cheryl Gurz, RTP Product Manager at The Clearing House, explore the TCH RTP roadmap to 2026, breaking down upcoming changes and what they mean for banks and fintechs. They also discuss how institutions can prepare for these updates and how Form3 is supporting clients through the transition.- In this episode of the Form3 Powering Payments Podcast we have Chris Mullins, Senior Product Manager at Form3 talking with Marco de Jong, Principal Payment Consultant from Capgemini discussing all things Verification of Payee (VoP). From how PSPs may approach VoP to meet the timelines for implementation, how solution providers are able to assist with VoP and what we can learn from similar schemes such as Confirmation of Payee in the UK.
- Taken from the main stage at this year’s Money20/20 in Amsterdam, our very own Eimear O’Connor led the discussion on how cloud and AI is shaping the future of payment innovation. Joined by representatives from Nationwide Building Society, Square and Visa hear how these technologies are reshaping the propositions and approaches banks are taking in order to maximise innovation and meet customer needs.
- Join us on the Powering Payments podcast with Mandy Lamb, MD of Visa's UK and Irish business, as we explore the transformative landscape of digital payments. Discover how consumer expectations and technological advancements are reshaping banking and commerce. Tune in to hear how Visa is navigating these changes and leading innovation in a dynamic market.
- In our lates episode Miriam Sheril, Head of US Product, Form3 got time with Bruno Reded Tinoco, CIS Business Development, at GFT Group to discuss how API technology is changing the way banks are thinking about payment modernisation.
As Bruno states: "APIs enable rapid development of new services, especially for banks and fintechs, facilitating the integration of different services. This drives company growth by enabling easy data exchange and fostering innovation."
In this episode we will discuss:
- Simplifying Complexity with Unified APIs
- APIs Driving Growth and Innovation
- Open APIs and Open Banking
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Over Powering Payments Podcast by Form3
Welcome to the Powering Payments Podcast by Form3. Here you will find discussions ranging from the future of payments and digital banking to in-depth conversations with industry payments leaders.
Whether you're an experienced payments professional or looking to enter this exciting industry and wanting to learn more, this is the place for you!
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Powering Payments Podcast by Form3
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