1916: Population Shift: How Fewer Kids Could Reshape Money, Work and Housing
What happens to a society when people decide to have fewer children—or none at all? And what does that mean for our economy, our housing market, the workforce, and even our financial futures?Today we’re looking at one of the most consequential demographic shifts of our time: the global decline in birth rates. And we’re doing it with someone who has spent the last year leading an extraordinary international reporting project on exactly this.My guest is Sarah McCammon, National Political Correspondent at NPR and co-lead reporter of the series Population Shift: How Smaller Families Are Changing the World. You may have seen the headlines, but Sarah’s work goes far deeper—across Finland, Greece, and the United States—to understand why people are having fewer kids, and what the downstream effects look like on everything from the labor market to aging, immigration, childcare, housing, and the future of economic growth.We talk candidly about the financial pressures families face, why even countries with generous social safety nets aren’t reversing the trend, how shifting relationship patterns and cultural expectations factor in, and what all of this means for you whether you’re raising kids now, hope to someday, or are simply planning for your financial future in a world that may look very different in the decades ahead.Sarah also opens up about her own experience becoming a parent in her twenties without paid leave, what she might do differently today, and what economists and policymakers are still struggling to understand.
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1915: Investing in the Age of the AI Bubble with Amanda Holden, Author of How to Be a Rich Old Lady
What if the real threat to your financial future isn’t the next market crash… but the AI-fueled bubble we may already be living through? Today’s So Money is part liberation, part investing reality check, and part clapback at the financial pressure women face to “get it perfect” when the system itself is unpredictable.I’m joined by Amanda Holden, author of How to Be a Rich Old Lady, who breaks down how to build real, long-term wealth even as tech stocks dominate headlines, valuations drift from reality, and everyone seems to be bracing for a correction. Together, we unpack the psychology of risk, what true diversification looks like in an AI-obsessed market, and why slow, intentional investing still works — especially now.
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1914: Ask Farnoosh: Inside the Slowing Job Market (and How to Protect Yourself)
On this week’s Ask Farnoosh, she breaks down new economic data showing private payrolls fell by 32,000 jobs — the third decline in four months — and what that cooling job market means for hiring, raises, and year-end career strategy. She also digs into Redfin’s housing market predictions for 2026, smart last-minute tax moves (from retirement contributions to tax-loss harvesting), and inspiring data about teens investing for their futures. In the mailbag, she advises listeners navigating job dissatisfaction, mid-career pivots, starting families, layoffs, health insurance decisions, and the best way to structure your ongoing investing strategy.
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1913: The Truth About Queer Money: Myths, Stressors, and the Path Forward
What does it mean to build wealth when the world hasn’t always made space for your identity? That’s the question at the heart of today’s conversation, and the driving force behind a powerful new book reshaping how LGBTQ+ people think about money, belonging, and the future. On this episode of So Money, I’m joined by Nick Wolny, a longtime personal finance journalist, columnist for OUT Magazine, and now the author of Money Proud: The Queer Guide to Generate Wealth, Slay Debt, and Build Good Habits to Secure Your FutureNick brings a candid, deeply human lens to the financial lives of queer people, from the emotional and cultural realities that shape money choices to the systems and habits that help rebuild stability, confidence, and long-term security. His own story, which he describes not as self-help but as a kind of spiritual reckoning, is woven throughout the book and sets the stage for an honest, energetic, and eye-opening conversation.
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1912: The Money Lessons Kids Need By Age 10
Today’s conversation digs deep into one of the most important and misunderstood stages of financial development: the tween years. Research shows our money habits are formed as early as age seven, yet most people don’t start investing seriously until their 30s or 40s. So what happens if we bridge that gap? What if kids as young as 10 begin learning how money works, how investing grows wealth, and how to make smart decisions with the dollars they earn, save, and spend?Our guest is Jamie Bosse is a Financial Planner, Author, and Mother of four. She helps her clients navigate life’s transitions and overcome and anticipate potential roadblocks along the way. Jamie finds it extremely rewarding to see people organize their financial lives, maximize their human capital, and get closer to their life goals in her work at CGN Advisors. Jamie has a passion for mentoring and financial literacy and is the author of Money Boss Mom: Helping Young Parents Be the “Boss” of Their Financial Future, as well as the Milton the Money-Savvy Pup children’s book series.Her next book, Investing for Tweens, is available for preorder here.In this episode, we explore how parents can introduce investing in a way that feels tangible, empowering, and fun — whether that’s buying a share of Nike because your kid loves their sneakers or using a custodial brokerage account to let them experience the market in real time. We also talk about helping college-age kids understand the real cost of life, how to communicate money boundaries at home, and how parents can teach healthy financial habits even if they’re still working through their own.
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*** Named a Best Podcast By The New York Times, Time Magazine, Real Simple and MSNBC *** Host Farnoosh Torabi is an award-winning financial strategist, TV host and bestselling author. With over 40 million downloads and multiple Webby wins, So Money is dedicated to sharing inspiring money strategies and stories straight from today's financial leaders, bestselling authors and entrepreneurs. One day, hear an intimate money conversation with industry greats like Queen Latifah, Barbara Corcoran or Margaret Cho. Another day learn the basics of cryptocurrency and its impact on our wallets. On Fridays, tune in as Farnoosh answers our most pressing financial questions about saving, investing and building wealth. Advice and insights always delivered through a lens of equity, inclusivity and the changing world we live in. Want more? Join the So Money Members Club at SoMoneyMembers.com.
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