BiggerPockets Money Podcast

Kim Hunter Borst didn’t start her financial independence journey in New York City—but it’s where everything changed.

After building a high-income life, she and her husband found themselves $69,000 in debt from lifestyle inflation. Instead of leaving NYC, they got intentional—cutting expenses, leveraging a rent-stabilized apartment, and maxing out retirement accounts.

Now, they’ve achieved financial independence and retired early—proving you don’t have to leave a high-cost city to build real wealth.

To go beyond the podcast:

Kick start your financial independence journey with our FREE financial resources - https://biggerpocketsmoney.com/

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Connect with Kim Hunter Borst:

Website: https://khbfinancial.com/

We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
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Paula quit her $32,000 job in 2008—before she’d ever heard of the FIRE movement—with just $25,000 saved to travel the world.

When she came back, she started freelancing and made a pivotal decision: buying a triplex and house hacking. That one move changed everything. Today, she’s fully financially independent in New York City through real estate—all without ever earning more than $32K at her day job.

In this episode, we break down how she did it, the risks she took early on, and the strategy that turned a modest income into long-term financial freedom.

To go beyond the podcast:

Kick start your financial independence journey with our FREE financial resources - https://biggerpocketsmoney.com/

Subscribe on YouTube for even more content- www.youtube.com/biggerpocketsmoney 

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Connect with Paula Pant:

Website: https://affordanything.com/

Instagram: https://www.instagram.com/paulapant

We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
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Most people think you need to leave expensive cities to reach financial independence. Walli Miller did the opposite.

After discovering the FIRE movement in 2015, Walli Miller moved to New York City—one of the highest cost-of-living cities in the world—and still retired at 39 with her husband, on a combined income under $200K/yr.

In this episode, we break down how they made it work, from intentional spending and leveraging NYC’s free lifestyle to redefining what financial independence actually looks like. If you think FIRE isn’t possible in a high-cost city, this episode might change your mind.

To go beyond the podcast:

Kick start your financial independence journey with our FREE financial resources - https://biggerpocketsmoney.com/

Subscribe on YouTube for even more content- www.youtube.com/biggerpocketsmoney 

Connect with us on social media to join the other BiggerPockets Money listeners - https://www.facebook.com/groups/BPMoney

Connect with Walli Miller:

Instagram: https://www.instagram.com/financially_thriving/

Website: https://financiallythriving.com/

We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
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In this episode, discover how Eli, a 24-year-old living in NYC, is on track to hit financial independence and retire early—despite the city’s high living costs. His strategies and mindset shift challenge common perceptions about NYC being an obstacle to FIRE.

To go beyond the podcast:

Kick start your financial independence journey with our FREE financial resources - https://biggerpocketsmoney.com/

Subscribe on YouTube for even more content- www.youtube.com/biggerpocketsmoney 

Connect with us on social media to join the other BiggerPockets Money listeners - https://www.facebook.com/groups/BPMoney

Connect with Eli Saperstein:

Sparks FI Group: https://chat.whatsapp.com/H2qxCTm6bZ40Dj72ORkLXg?mode=gi_t

Instagram: https://www.instagram.com/stresslessaboutmoney?igsh=ZHF5cjZnbm13dzdr

We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
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In this episode of the BiggerPockets Money Podcast, Mindy Jensen and Carl Jensen (our guest host for the week!) break down 9 financial independence (FIRE) lessons most people don’t discover until it’s too late.

From the hidden downsides of early retirement to spending, purpose, and relationships, this episode covers what actually changes after you reach FI—and how to avoid the mistakes that can quietly derail your life.

Whether you're pursuing FIRE or already financially independent, these insights will help you build a more sustainable, fulfilling life.

To go beyond the podcast:

Kick start your financial independence journey with our FREE financial resources - https://biggerpocketsmoney.com/

Subscribe on YouTube for even more content- www.youtube.com/biggerpocketsmoney 

Connect with us on social media to join the other BiggerPockets Money listeners - https://www.facebook.com/groups/BPMoney

We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!

Learn more about your ad choices. Visit megaphone.fm/adchoices