Breaking Banks

In This Episode Just as mobile was once a separate vertical within banking, has digital transformation simply become part of everything we do? In this week’s episode of Breaking Banks, hosts Jason Henrichs, Brett King, and JP Nicols debate this and more as they discuss the current state of banking, the impact of fintech, and the evolution of digital banking. They cover the challenges posed by legacy systems, the rise of digital-only banks, and the role of AI and stablecoins in shaping the future of finance. The top 50 fastest growing FIs in the world are all digital direct players, pure players. Is AI going to be a vector in the growth of banks? Will AI change how banks are structured? Is it time to rewrite the rules? Think about things differently? Reimagine what the future of financial services looks like? Brett, JP and Jason look forward to another year of exploring the future of banking and financial services together. Reach out, send us your thoughts and any topics you’d like to see us address in a future episode of Breaking Banks.

In This Episode This week on Breaking Banks, we spotlight our sister podcast, The Bankers’ Bookshelf, hosted by Paolo Sironi. In this episode, Paolo sits down with frequent Breaking Banks guest Leda Glyptis to discuss her book, “Beyond Resilience: Patterns of Success in Fintech and Digital Transformation”. Drawing from candid interviews with leading entrepreneurs, Leda moves past the typical success stories to uncover the raw realities of building groundbreaking ventures. She offers an honest exploration of digital transformation, including the lessons learned, inevitable mistakes, course-corrections, and the personal and professional growth required to lead through the messiness of digital change. Leading fintech transformation demands more than sheer resilience: it’s about wielding control amid chaos, maintaining consistency and integrity, and standing firm, whether solo or with a team. This conversation is essential for anyone navigating the complexities of fintech transformation. Listen now!

In This Episode What’s your favorite holiday movie? It’s a Wonderful Life? Miracle on 34th Street? Scrooged? Plot twist (literally): These are all banking movies. This week on Breaking Banks hosts Jason Henrichs and JP Nicols invite you to an Alloy Labs virtual holiday gathering. Joined by Amber Frye, Pam Kaur, and Samer Saab, they share favorite holiday movies with good cheer and a twist — the need to tie the cinematic selections back to banking and fintech. Tie back to banking and fintech, you say? Think fraud, legal contracts, loan workouts, wealth management, alternative investments, identity theft — you get the picture! It’s a lively and animated conversation. No spoiler alerts, so let’s get this party started … listen and watch now!! It’s not too late to check out some of the favorite recommendations and to let us know if you agree with their takes, or have suggestions of your own. We’re listening!!

In This Episode What if someone told you you’ve been underpaid by more than two million dollars across your career? In this episode, Jason Henrichs speaks with fintech entrepreneur Tom Sosnoff. You may know Tom from founding thinkorswim and tastytrade, two billion-dollar exits that transformed retail investing. His newest venture, Lossdog, launching this month, focuses onsalary transparency. Traditional compensation platforms rely on legacy salary benchmarks and anonymous, unverified self-reports that create wide ranges. Lossdog’s approach to compensation data is one that uses AI and verified data sources to deliver personalized valuations rather than vague, crowdsourced ranges. Think of it as whole-person valuation meets Machine Learning — a worth engine combined with AI onboarding surfacing overlooked value in resumes, including skills, certifications, pivots, and even career gaps. It’s all about fair value and knowing your worth! Lossdog aims to give individuals institutional-grade tools to negotiate salary on equal footing with employers by generating accurate compensation valuations. Listen, share, and subscribe for more weekly fintech insights from Breaking Banks.

In This Episode This week, Breaking Banks offers a human interest story from Brett’s conference travels. Listen as Brett connects with Arwa Damon, former CNN reporter based in Istanbul, and current President and Founder of INARA, an NGO working in Palestine.INARA, International Network for Aid, Relief and Assistance, is a humanitarian organization providing rapid response and treatment to refugee children, its mission to ensure every child has the agency to create a dignified life.Arwa provides a first-hand look at the humanitarian crisis in Gaza and discusses how it impacts the basic needs and access to financial services for people living there.