You'll Never Prosper When You're Tied Down With Payments
🤔 Can an online will work for you? Take this quiz to find out!
Dave Ramsey and George Kamel answer your questions and discuss:
"I'm $15,000 in debt with nothing in savings. I lost my job today, where do I go from here?"
"Should we buy a house that's going to put us over budget by $1,000 every month?"
"I just graduated and got my first job, how do I start saving and investing?"
"How do I help my dad with his finances? He has $175,000 missing from his accounts"
"We paid off our mortgage and my wife wants to upgrade our house. Am I being stingy for not wanting another mortgage?"
"Why shouldn't we keep using credit cards if we are able to consistently take advantage of the points and cash back?"
"We have $104,000 of debt, should we sell our car? Should my wife go back to work to speed up Baby Step 2?".
Next Steps:
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2:17:49
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2:17:49
If You Want To Do Great Things You Need To Do Hard Things First
🤔 Think you’re good with money? Take our Money in America quiz!
Ken Coleman and Jade Warshaw answer your questions and discuss:
“How do we get out of the financial mess we're in?”
“How do I get rid of my car debt?”
“How do I stay motivated while paying off $184k of debt?”
“Should I keep my credit cards to maintain my credit score?”
“How do I handle a divorce settlement while in the baby steps?”
“I’m drowning in debt and don’t know what to do?”
“Should my daughter ask for reimbursement for job interview travel?”
“Can we build our savings instead of paying off debt?”
“Should I use my savings to pay off 0% interest? “
“The motor blew up in my truck and it’s going to cost $15,000 to fix. What should I do?”
“We can’t make any progress on our debt...”
“Where should I be investing?”
“I’m struggling to give $900 to a friend...”
Next Steps:
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🛡️Get trusted insurance coverage that fits your budget
💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
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💰 George Kamel
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📈 EntreLeadership
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2:18:51
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2:18:51
Make Sacrifices Today To Achieve Your Financial Goals
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and Rachel Cruze answer your questions and discuss:
"As a single mom, what is the best way to get rid of a day care debt that is past due?"
"My boyfriend and I both have student loan debt, how do we start investing once we are debt-free?"
"We are in Baby Step 3 and wanting to set up a special needs trust for our child. Should we pause Baby Step 3?"
"I have an inconsistent income and 4 kids. While paying off debt, how much should we keep in savings?"
"As a truck driver, should I live out of my truck versus buying a home to save money, or is that being too frugal?"
"How do you pay off your credit cards when the minimums are half my take-home pay?"
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
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💵 Start your free budget today. Download the EveryDollar app!
🧮 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!
🏠 Get organized and prepared to buy or sell a home.
🛡️Get trusted insurance coverage that fits your budget
📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!
Connect With Our Sponsors:
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Get 10% off your first month of BetterHelp.
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Go to FAIRWINDS Credit Union for an exclusive account bundle!
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Get started with YRefy or call 844-2-RAMSEY.
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
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2:17:11
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2:17:11
You Can’t Afford To Be Careless With Money
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and Dr. John Delony answer your questions and discuss:
"Should I keep cash at my house?"
"Should we live close to our parents for a low monthly rent or move further away?"
"Should my partner take out a HELOC on our house to pay me his part of our down payment?"
"Our insurance didn't pay us after a natural disaster destroyed our home. How do we start over?"
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
📱 Get episodes early in the free Ramsey Network app!
🤕 Get trusted insurance coverage that fits your budget.
💵 Start your free budget today. Download the EveryDollar app!
❓ Find out where you stand with your money and get a free plan.
Connect With Our Sponsors:
Stop paying more and start shopping smarter at ALDI.
Get 10% off your first month of BetterHelp.
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more.
Learn more about Christian Healthcare Ministries.
Get started today with Churchill Mortgage.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Find top health insurance plans at Health Trust Financial.
Use code RAMSEY to save 20% at Mama Bear Legal Forms.
Visit NetSuite today to learn more.
For more information, go to SimpliSafe.
Get started with YRefy or call 844-2-RAMSEY.
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
2:18:22
--------
2:18:22
You Have To Clean Up Your Financial Mess Before Building Wealth
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and Jade Warshaw answer your questions and discuss:
"My husband is planning to give our land away..."
"What should I do with a $60k bonus?"
"Should we downsize our house to prepare for a surprise baby?"
"My wife passed away last month, how do I invest now that I've lost her income?"
"I just left an abusive marriage, what should I do for housing?"
"Is my wife a princess or do I just need an attitude change?"
"Is it wrong to keep having kids while getting government assistance?"
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
📱 Get episodes early in the free Ramsey Network app!
💵 Start your free budget today. Download the EveryDollar app!
🏠 Get organized and prepared to buy or sell a home.
☮️ Lead a Financial Peace University class.
🧠 For help with investing, get connected with a SmartVestor Pro.
📈 Free Tools & Resources to Help You With Investing and Retirement
Connect With Our Sponsors:
Stop paying more and start shopping smarter at ALDI.
Get 10% off your first month of BetterHelp.
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more.
Learn more about Christian Healthcare Ministries.
Get started today with Churchill Mortgage.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Find top health insurance plans at Health Trust Financial.
Use code RAMSEY to save 20% at Mama Bear Legal Forms.
Visit NetSuite today to learn more.
For more information, go to SimpliSafe.
Use promo code RAMSEY for 18% off at The Nokbox.
Get started with YRefy or call 844-2-RAMSEY.
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com
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