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There's a name for that feeling that saving money is pointless. Haley Sacks, a.k.a. Mrs. Dow Jones, calls it financial nihilism. It's when you've counted yourself out so completely that you stop planning for the future and start flexing for the present.
She lived it. Designer bag on one hand, past-due rent on the other.
The wake-up wasn't a book or a seminar. It was staring at a Louis Vuitton bag she bought on eBay and realizing it was a mask. Something to signal "I'm fine" when she wasn't.
Billionaires wear sweatpants because they don't need to prove anything. That contrast says everything.
$200 a month at 25 turns into $700,000 by your sixties. The math works. The only thing stopping most people is believing it won't matter.
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